Offer available on the Virgin Money Reward Me Home Loan

Offer available on the Virgin Money Reward Me Home Loan

No interest free period is available on Cash Advances or while you have Balance Transfers

Offer is available to Eligible Employees of the following Partners: Virgin Australia, Virgin Active, Virgin Wines, TAL, Auto and General, Mercer, Citibank, Allianz Global Assistance, Visa, Velocity, Torque, Genworth or DXC. Eligible Employees are all full time and part time employees who have completed the required probation period for the relevant Partner. Casual staff, contractors or consultants are not eligible for the Offer. Once the Eligible Employee is no longer employed by the relevant Partner, any new lending falls outside of this Offer. Offer is only available to applications made by the Eligible Employee directly calling 13 81 51 and is not available if an application is made through a broker. The Eligible Employee will be required to provide payslips from the Partner as part of the application process and to prove eligibility for the Offer. This offer is subject to change or removal at any time at the discretion of Virgin Money.

This offer is not available for Constructions Loans and for refinance or restructure of existing Virgin Money home loans

Special limited time $0 Lenders Mortgage Insurance (LMI) available for new Owner Occupied Principal and Interest purchase applications received and approved between (inclusive) and that settle by . LVR between %-85% at time of approval with maximum base loan-to-value ratio (LVR) of 85%. This offer can be amended and/or removed at any time at the discretion of Virgin Money Australia without notice. Important Information: Notwithstanding the above eligibility criteria, Genworth Financial Mortgage Insurance Pty Limited, the issuer of the Lenders Mortgage Insurance, reserves the right to accept and approve LMI proposals in its absolute and sole discretion.

Offer is available to family members/ friends of Virgin Money Australia employees. Offer is only available to applications made by directly calling 13 81 51 or by visiting and is not available if an application is made through a broker. Customers must note who the Virgin Money Australia employee is as part of the application process. Offer ends .

Unless advertised otherwise, the interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any Fixed Payment Option balance which isn’t due for payment by that payment due date). Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.

To earn and redeem Velocity Points, you must be a Velocity Frequent Flyer member. Velocity membership and Points earn and redemption are subject to the Member Terms and Conditions, as amended from time to time. Velocity Points are earned on Eligible Transactions only. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition.

Visa’s Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please ask us for additional details.


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